Bridge Loans

Flexible, Short-Term Financing When Timing Matters

A Bridge Loan is a short-term lending solution designed to “bridge the gap” between immediate capital needs and long-term financing or the sale of a property. Perfect for business owners, real estate investors, or developers needing fast access to funding, bridge loans offer flexibility, speed, and convenience.

🔍 What Is a Bridge Loan?

Bridge loans are temporary financing tools typically used for 2 weeks to 3 years, giving borrowers quick access to capital while arranging more permanent funding or completing a transaction. Whether you’re waiting on the sale of an existing property or securing long-term financing, a bridge loan can help keep your plans on track.

💼 Standard Loan Terms

• Maximum Loan Amount: Up to $10,000,000
• Loan-to-Value (LTV): Up to 75%
• Loan Term: 12–24 months
• Payment Structure: Monthly interest-only payments
• Balloon Payment: Due at maturity
• Prepayment Penalty: None – pay off early without fees

🏢 Eligible Property Types

Bridge loans are available for a variety of real estate types, including:

• Single-Family Residences
• Townhouses
• Condominiums
• Condo-Hotels
• 2–4 Unit Properties
• Multifamily Homes
• Other property types considered on a case-by-case basis

📈 When to Use a Bridge Loan

Bridge loans are ideal for:

✅ Purchasing a new property before selling an existing one
✅ Covering short-term cash flow gaps
✅ Financing time-sensitive opportunities
✅ Preparing for permanent or SBA financing
✅ Renovating or improving properties before resale or refinance