Commercial Bridge Loans

Fast, Flexible Capital for Transitional Real Estate Projects

At ZipBuy CRE, we provide custom bridge financing solutions for commercial property owners, developers, and investors nationwide. Our Commercial Bridge Loans are designed to help you move quickly on time-sensitive opportunities while preparing for long-term financing. Whether you’re repositioning a property, refinancing existing debt, or acquiring a new asset, our flexible short-term loans keep your projects moving forward.

With loan amounts ranging from $10 million to $100 million, ZipBuy CRE delivers the speed and certainty today’s commercial real estate market demands.

🏗️ What is a Commercial Bridge Loan?

A Commercial Bridge Loan is a short-term financing tool that “bridges the gap” between the need for immediate capital and the availability of long-term funding. These loans are ideal when:

• Long-term financing is not yet secured
• An acquisition must close quickly
• Renovations or repositioning is required to stabilize a property
• A borrower needs to refinance maturing or high-interest debt

Bridge loans from ZipBuy CRE are tailored for flexibility, fast closing, and smooth transitions into permanent financing.

💼 Key Loan Terms

• Loan Amounts: $10,000,000 to $100,000,000
• Loan-to-Value (LTV): Up to 75% of appraised value
• Term Length: 12 to 25 years
• Payment Structure: Monthly interest-only payments
• Balloon Payment: Due at maturity (refinance or sale)
• Prepayment Penalty: None – pay off early without fees
• Closing Timeline: Typically, 2–4 weeks

🏢 Eligible Commercial Property Types

ZipBuy CRE provides bridge financing for a variety of asset classes, including:

• Multifamily Apartment Complexes
• Hotels & Hospitality Assets
• Office Buildings & Medical Offices
• Retail Centers & Restaurants
• Warehouses & Industrial Facilities
• Mixed-Use Developments
• Other commercial assets (evaluated case-by-case)

🔍 Use Cases for Commercial Bridge Loans

Our commercial bridge loans are commonly used to:

✅ Acquire property quickly while permanent financing is being arranged
✅ Refinance maturing loans or balloon payments
✅ Fund value-add renovations or tenant improvements
✅ Stabilize income before transitioning to long-term debt
✅ Prepare a property for sale, refinance, or repositioning
✅ Finance lease-up, zoning changes, or entitlement processes

🚀 Why Choose ZipBuy CRE?

• Large Loan Capacity – Up to $100M per transaction
• Nationwide Lending – Available in all 50 states
• Speed & Flexibility – Close in as little as up to 1 month
• Custom Deal Structuring – Solutions designed for complex real estate scenarios
• No Prepayment Penalties – Maximize your flexibility
• Expert Advisors – Partner with commercial lending specialists who understand your goals

At ZipBuy CRE, we’re more than lenders—we’re your strategic partner in commercial real estate success. Our bridge loan products are built for entrepreneurs, developers, and investors who need fast, reliable access to capital without compromise.